Wve Labs is a digital product company building mobile apps, web platforms, custom software, and AI-enabled products. For a decade, we have designed, engineered, launched, and scaled products that are thoughtfully conceived, beautifully designed, and engineered to perform.
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Northstar Insurance
Marcus Bell
Total coverage
$412,000
3 active policies · next due Sep 2
My policies
Live prototype — tap through the real app
You are not hiring a vendor to execute tickets. You are gaining a product team that takes responsibility from early strategy and product definition through design, engineering, launch, modernization, and continued development.
It starts with a call. Free, 15 minutes, no obligation. We listen to your goals, users, workflows, and constraints.
We define the product, map the experience, and design every screen around your users and brand.
Our engineers build the mobile app, web platform, custom software, and Applied AI capabilities the product needs.
We take responsibility through release, modernization, and continued development as the product grows.
Trusted by teams at:
These are examples of problems we can solve, not prepackaged modules. We define the right experience from your users’ needs, business rules and lines of insurance.
Photo-based FNOL, guided intake steps and status tracking cut the back-and-forth that makes policyholders churn.
Card, ACH and autopay with retry logic and dunning, so lapsed policies stop eating your renewal book.
Rules and ML scoring on claim submissions surface duplicate, altered or suspicious filings for review.
Push and SMS nudges timed to policy expiry, with one-tap renewal instead of a call-back queue.
Lead pipeline, quote generation and commission visibility for your producers in the same product.
Live premium, pipeline and claims analytics so leadership stops waiting on end-of-month spreadsheets.
We embed AI where it actually moves the needle for carriers and MGAs: faster claims, lower fraud, happier policyholders and sharper underwriting.
Flags suspicious claims automatically and fast-tracks legitimate ones so adjusters spend time on the right cases.
AI estimates repair cost from uploaded photos, reducing adjuster dispatch and improving policyholder turnaround.
Conversational support answers coverage questions and checks claim status 24/7, cutting call-center volume.
Broader data signals power faster, more accurate risk pricing and better portfolio performance.
We start with the use case that delivers the fastest ROI, then build, deploy and monitor the model inside your existing app.
Illustrative examples of what we can build from scratch around your users — not finished products or templates for sale.
Good morning
Marcus Bell
Total coverage
$412,000
3 active policies · next due Sep 2
My policies
Digital wallet for auto, home and life policies with ID cards and instant certificates.
38% fewer service calls
Open claims
128
Avg. cycle
3.4d
STP rate
41%
Claims needing review
AI triagedWritten premium
On-site claim review, triage, photo evidence and approvals in a field-ready workspace.
31% faster cycle time
Open claims
128
Avg. cycle
3.4d
STP rate
41%
Claims needing review
AI triagedWritten premium
A connected operations workspace for claims queues, performance and team decisions.
2.1x quote throughput
Claim approved
CLM-8841 · $2,140 paid to Chase ••8890
Just nowTimely claim milestones, payment confirmations and renewal reminders at a glance.
Always-on status
Tap through this interactive concept, then explore the iPad, web and wearable examples below. Your product would be designed from scratch for your customers and team.
Good morning
Marcus Bell
Total coverage
$412,000
3 active policies · next due Sep 2
My policies
Coverage, documents and ID cards synced from your policy admin system.
Concept only — your build starts with your brand, products, workflows and integrations.
We do not force every workflow into a phone. Policyholders, adjusters and producers get purpose-built iPhone, iPad, web or wearable experiences connected as one custom system.
Open claims
128
Avg. cycle
3.4d
STP rate
41%
Claims needing review
AI triagedWritten premium
Adjusters work claims on-site: triage queue, AI estimates, photo review and approvals offline-first.
Mobile App Development · Custom Software Development · UX/UI Design · Web Development · Applied AI.
Mobile has been at the heart of Wve for more than a decade and remains one of our deepest areas of expertise.
Purpose-built platforms, integrations, and internal tools designed around your users, workflows, and systems.
The capabilities surrounding the product—prioritized after mobile and custom software, never treated as disconnected deliverables.
While your insurance app is in build, we can ship the site that sells it — same design language, same backend, same team.
Quote-driven pages that feed the same CRM as your app.
Policy documents, ID cards and billing on the web too.
Buy-online flows for simple lines, installable on any device.
Core Web Vitals, schema and content structure handled.
Wve is best suited for organizations looking for a long-term product partner, not simply development capacity.
We stay focused on product strategy, design, and engineering so the right projects receive senior attention.
Have an app already?
Already have an app that isn’t performing? We modernize, redesign, and re-engineer existing products too.
Serious engagements start around $25K. Most grow from there.
Rated 5 stars on all major platforms
Top Developer 2024
High Performer
Top Software Dev
Top Dev Companies
4.9 Rating
4.8 Excellent
Carriers, brokerages and MGAs we build forFounded in 2015
A decade of designing, engineering, launching, and scaling digital products.
Strategy · Design · Engineering
One integrated product team accountable from definition through continued development.
Deep mobile expertise
Mobile has been at the heart of Wve for more than a decade and remains one of our deepest areas of expertise.
Broad product capability
Mobile apps · Web platforms · Custom software · AI-enabled products.
We work with startups, growth companies, and global organizations. Tell us what you are building or modernizing, and we will help define the right next step. Serious engagements start around $25K. Most grow from there.
Mobile has been at the heart of Wve for more than a decade and remains one of our deepest areas of expertise. That depth extends across web platforms, custom software, and AI-enabled products—guided by Strategy · Design · Engineering.
Start a Project ConversationPrefer to write? business@wvelabs.com · Serious engagements start around $25K.
